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Terms of Use - LumpSum PensionPurchase

Lumpsum Pension Purchase operates the www.pensionpurchasing.com web site to provide on-line access to information regarding our products and services.

By accessing and using the Site, you agree to each of the terms and conditions set forth herein ("Terms of Use"). If you do not agree with any of the Terms of Use, you are not authorized to access or use the Site for any purpose. By using the Site, you express your understanding and agreement that you are bound by this Agreement. If you are unwilling to be bound by this Agreement, do not use the Site.

Lumpsum Pension Purchase reserves the right to modify the Terms of Use at any time without giving you prior notice. Your use of the Site following any such modification constitutes your agreement to follow and be bound by the Terms of Use as modified.

1. INTELLECTUAL PROPERTY

You may use the Site, the Service and the Content for your own personal, non-commercial use only. You agree that you will not otherwise download, copy, reproduce, display, distribute, transmit, publish, or transfer any Content or information obtained from the Site or the Service or create derivative works from any Content or information obtained from the Site or the Service without first obtaining written permission from Lumpsum Pension Purchase.

2. TRANSACTIONS

Transactions for the purchase or sale of goods or services facilitated by use of the Site will be governed by the Terms of Use unless specifically stated otherwise in a particular area of the Site. No additional or different terms contained in any purchase order, document, transmission or other communication shall be binding upon Lumpsum Pension Purchase unless agreed to by Lumpsum Pension Purchase in writing.

3. DISCLAIMERS

Downloading Files:Lumpsum Pension Purchase cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection by software viruses or other harmful computer code, files or programs. The entire risk as to the quality and performance of the Site and the Services and the accuracy of the Content is solely and exclusively with you.

Third Party Links: Hypertext links to third party web sites or information do not constitute or imply an endorsement, sponsorship, or recommendation by Lumpsum Pension Purchase of the third party, the third-party web site, or the information contained therein, unless expressly stated on the Site. You acknowledge and agree that Lumpsum Pension Purchase is not responsible for the availability of any such web sites and that Lumpsum Pension Purchase does not endorse or warrant, and is not responsible or liable for, any such web site or the content thereon.

DISCLAIMER OF WARRANTIES

You agree to assume total responsibility and risk for your use of the site, the service and the content and for evaluating the accuracy, completeness and usefulness of all content provided by the site or the service. Lumpsum Pension Purchase makes no express or implied warranties, representations or endorsements whatsoever with respect to the site, the service or the content. Lumpsum Pension Purchase expressly disclaims all warranties of any kind, express, implied, statutory or otherwise, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and no infringement with regard to the site, the service, and the content.

Lumpsum Pension Purchase does not warrant that the functions performed by the site or the service will be uninterrupted, timely, secure or error-free, or that defects in the site or the service will be corrected. Lumpsum Pension Purchase does not warrant the accuracy or completeness of the content, or that any errors in the content will be corrected. the site, the service and the content are provided on an "as is" and "as available" basis.

4. LIMITATION OF LIABILITY

Lumpsum Pension Purchase will not be liable for any loss or damage arising either directly or indirectly from any use or inability to use the site, the service or the content. you understand and agree that under no circumstances will Lumpsum Pension Purchase be liable for any damages whatsoever, including, but not limited to: (i) any direct, incidental, consequential, exemplary or indirect damages arising out of the use of or inability to use the site, the service, or the content, (ii) any claim attributable to errors, omissions, or other inaccuracies in the site, the service and or the content, (iii) unauthorized access to or alteration of transmissions or data, (iv) statements or conduct of any third party on the site or the service, or (v) any other matter relating to the site, the service, or the content, even if Lumpsum Pension Purchase has been advised of the possibility of such damages. if you are dissatisfied with the site, the service, the content, or with the terms of use, your sole and exclusive remedy is to discontinue using the site. you acknowledge, by your use of the site, that such use is at your sole risk.

Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, some of the above limitations may not apply to you. in such states, Lumpsum Pension Purchase liability is limited and warranties are excluded to the greatest extent permitted by law, but will, in no event, exceed $100.00.

5. INDEMNIFICATION

You understand and agree that you are personally responsible for your behavior on the Site. You agree to indemnify, defend and hold harmless Lumpsum Pension Purchase, its affiliates, licensor's, employees, and agents from and against all claims, losses, expenses, damages and costs (including, but not limited to, direct, incidental, consequential, exemplary and indirect damages), and reasonable attorneys' fees, resulting from or arising out of your use, misuse, or inability to use the Site, the Service, or the Content, or any violation by you of this Agreement.

6. USER CONDUCT

You agree not to take any action that might compromise the security of the Site, render the Site inaccessible to others or otherwise cause damage to the Site or the Content. You agree not to add to, subtract from, or otherwise modify the Content. You agree not to use the Site in any manner that might interfere with the rights of third parties.

7. USER SUPPLIED INFORMATION

If you supply any information or material to Lumpsum Pension Purchase via the Site, you guarantee to Lumpsum Pension Purchase that you have the legal right to supply, post, or store such information or material and that doing so will not violate any law or the rights of any person or entity.

8. GENERAL PROVISIONS

Correction of Errors and Inaccuracies: The Content may contain typographical errors or other errors or inaccuracies and may not be complete or current. Lumpsum Pension Purchase therefore reserves the right to correct any errors, inaccuracies or omissions and to change or update the Content at any time without prior notice. Lumpsum Pension Purchase does not, however, guarantee that any errors, inaccuracies or omissions will be corrected.

Enforcement/ Choice of Law/ Choice of Forum: Every provision of this Agreement will be construed, to the extent possible, so as to be valid and enforceable. If any provision of this Agreement so construed is held by a court of competent jurisdiction to be invalid, illegal or otherwise unenforceable, such provision will be deemed severed from this Agreement, and all other provisions will remain in full force and effect. Any and all disputes relating to these Terms of Use Lumpsum Pension Purchase Privacy Policy, your use of the Site, the Service, or the Content (collectively, "Disputes") are governed by, and will be interpreted in accordance with, the laws of the State of Delaware, without regard to any conflict of law's provisions. Any Dispute will be venue in a state or federal court situated in Wilmington, DE and you hereby irrevocably submit to the personal jurisdiction of such courts for that purpose.

Entire Agreement/No Waiver: This Agreement constitutes the entire agreement of the parties with respect to the subject matter hereof. No waiver by Lumpsum Pension Purchase of any breach or default hereunder will be deemed to be a waiver of any preceding or subsequent breach or default.

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